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Top 5
Variable rates
Fixed rates
Sibor/SOR
Take a look at the recommended packages below. These Top 5 packages are based on $800,000 loan amount for Private property, with 20 years tenure.
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one or more
Description Year 1
Monthly
Year 2
Monthly
Year 3
Monthly
Thereafter
Monthly
More
Details
Best Home Loan Package
1 YEAR FIXED DEPOSIT LINKED HOME LOAN (NEW PURCHASE)
$3,780
(1.28%)
$3,815
(1.38%)
$3,848
(1.48%)
$3,949
(1.80%)
+
 
Interest Rate
Year 1 : FDMR36 + 0.08%
Year 2 : FDMR36 + 0.18%
Year 3 : FDMR36 + 0.28%
Year 4 : FDMR36 + 0.60%
Year 5 : FDMR36 + 0.60%
Penalty
3 years Lock In
Remarks
Loan Purpose - New Purchase
For - Private Residential, Executive Condominium in Singapore
Minimum Loan Tenure - 5 years
Valuation Fee - Depending on property type

Promotional package is available for a limited period only.

Package is subject to change at the Bank's absolute discretion without prior notice. Credit facilities are granted at sole discretion of the bank. Terms and conditions apply.

This is for information only. Please note that this does not constitute an offer of any facility by the bank.

Last updated: 14/12/2017
Best Home Loan Package
1M SIBOR LINKED HOME LOAN (NEW PURCHASE)
$3,789
(1.30%)
$3,789
(1.30%)
$3,956
(1.80%)
$3,956
(1.80%)
+
 
Interest Rate
Year 1 : 1 month SIBOR +0.30%
Year 2 : 1 month SIBOR +0.30%
Year 3 : 1 month SIBOR +0.80%
Year 4 : 1 month SIBOR +0.80%
Year 5 : 1 month SIBOR +0.80%
Penalty
2 years lock in
Perks
Savings account will earn interest of 50% of the home loan rate to offset home loan interest.
Remarks
Loan Purpose - New Purchase
For - Private Residential, Executive Condominium in Singapore
Minimum Loan Tenure - 5 years
Valuation Fee - Depending on property type

Promotional package is available for a limited period only.

Package is subject to change at the Bank's absolute discretion without prior notice. Credit facilities are granted at sole discretion of the bank. Terms and conditions apply.

This is for information only. Please note that this does not constitute an offer of any facility by the bank.
Last updated: 14/12/2017
Best Home Loan Package
FIXED DEPOSIT LINKED HOME LOAN (NEW PURCHASE)
$3,897
(1.60%)
$3,897
(1.60%)
$3,897
(1.60%)
$3,897
(1.60%)
+
 
Interest Rate
Year 1 : 1.30% + SCB 9M FDR
Year 2 : 1.30% + SCB 9M FDR
Year 3 : 1.30% + SCB 9M FDR
Year 4 : 1.30% + SCB 9M FDR
Year 5 : 1.30% + SCB 9M FDR
Remarks
Loan Purpose - New Purchase
For - Private Residential, Executive Condominium in Singapore
Minimum Loan Tenure - 5 years
Valuation Fee - Depending on property type

Promotional package is available for a limited period only

Package is subject to change at the Bank's absolute discretion without prior notice. Credit facilities are granted at sole discretion of the bank. Terms and conditions apply.

This is for information only. Please note that this does not constitute an offer of any facility by the bank.

Last updated: 14/12/2017
Best Home Loan Package
FIXED DEPOSIT LINKED HOME LOAN (NEW PURCHASE)
$3,897
(1.60%)
$3,915
(1.65%)
$3,932
(1.70%)
$3,964
(1.80%)
+
 
Interest Rate
Year 1 : OHR + 0.60%
Year 2 : OHR + 0.65%
Year 3 : OHR + 0.70%
Year 4 : OHR + 0.80%
Year 5 : OHR + 0.80%
Penalty
Lock-in Period - 2 years lock-in

Full Redemption Penalty - Full redemption penalty of 1.5% of loan amount if loan is fully redeemed within lock-in period.

Partial Prepayment Penalty - Partial redemption penalty of 1.5% of prepay loan amount if loan is prepaid within lock-in period.
Perks
1 Time Free Conversion if OCBC Home Rate increases
Remarks
Loan Purpose - New Purchase
For - Private Residential, Executive Condominium in Singapore
Minimum Loan Tenure - 5 years
Valuation Fee - Depending on property type

Promotional package is available for a limited period only.

Package is subject to change at the Bank's absolute discretion without prior notice. Credit facilities are granted at sole discretion of the bank. Terms and conditions apply.

This is for information only. Please note that this does not constitute an offer of any facility by the bank.
Last updated: 14/12/2017
Best Home Loan Package
FIXED DEPOSIT LINKED HOME LOAN (NEW PURCHASE)
$3,916
(1.65%)
$3,916
(1.65%)
$3,916
(1.65%)
$3,916
(1.65%)
+
 
Interest Rate
Year 1 : DBS FHR 8 +1.45%
Year 2 : DBS FHR 8 +1.45%
Year 3 : DBS FHR 8 +1.45%
Year 4 : DBS FHR 8 +1.45%
Year 5 : DBS FHR 8 +1.45%
Penalty
2 Years Lock In
Remarks
Loan Purpose - New Purchase with Mortgage Reducing Insurance
For - Private Residential, Executive Condominium in Singapore
Minimum Loan Tenure - 5 years
Valuation Fee - Depending on property type
Condition - Purchase with MPM (Mortgage Insurance)

Promotional package is available for a limited period only.

Package is subject to change at the Bank's absolute discretion without prior notice. Credit facilities are granted at sole discretion of the bank. Terms and conditions apply.

This is for information only. Please note that this does not constitute an offer of any facility by the bank.
Last updated: 14/12/2017
Best Home Loan Package
SIBOR-LINKED HOME LOAN (NEW PURCHASE)
$3,929
(1.69%)
$3,929
(1.69%)
$3,929
(1.69%)
$3,993
(1.88%)
+
 
Interest Rate
Year 1 : 1 month SIBOR +0.68%
Year 2 : 1 month SIBOR +0.68%
Year 3 : 1 month SIBOR +0.68%
Year 4 : 1 month SIBOR +0.88%
Year 5 : 1 month SIBOR +0.88%
Remarks
Loan Purpose - New Purchase
For - Private Residential, Executive Condominium in Singapore
Minimum Loan Tenure - 5 years
Valuation Fee - Depending on property type

Promotional package is available for a limited period only

Package is subject to change at the Bank's absolute discretion without prior notice. Credit facilities are granted at sole discretion of the bank. Terms and conditions apply.

This is for information only. Please note that this does not constitute an offer of any facility by the bank.

Last updated: 14/12/2017
Best Home Loan Package
2 YEARS FIXED HOME LOAN (NEW PURCHASE)
$3,934
(1.70%)
$3,934
(1.70%)
$3,936
(1.70%)
$3,936
(1.70%)
+
 
Interest Rate
Year 1 : Fixed 1.70%
Year 2 : Fixed 1.70%
Year 3 : 1 month SIBOR +0.70%
Year 4 : 1 month SIBOR +0.70%
Year 5 : 1 month SIBOR +0.70%
Remarks
Loan Purpose - New Purchase
For - Private Residential, Executive Condominium
Minimum Loan Tenure - 5 years
Valuation Fee - Depending on property type

Promotional package is available for a limited period only

Package is subject to change at the Bank's absolute discretion without prior notice. Credit facilities are granted at sole discretion of the bank. Terms and conditions apply.

This is for information only. Please note that this does not constitute an offer of any facility by the bank.
Last updated: 14/12/2017
Best Home Loan Package
2 YEARS FIXED HOME LOAN (NEW PURCHASE)
$3,953
(1.75%)
$3,953
(1.75%)
$3,970
(1.80%)
$3,970
(1.80%)
+
 
Interest Rate
Year 1 : Fixed 1.75%
Year 2 : Fixed 1.75%
Year 3 : OHR + 0.80%
Year 4 : OHR + 0.80%
Year 5 : OHR + 0.80%
Remarks
Loan Purpose - New Purchase
For - Private Residential
Minimum Loan Tenure - 5 years
Valuation Fee - Depending on property type

Promotional package is available for a limited period only

Package is subject to change at the Bank's absolute discretion without prior notice. Credit facilities are granted at sole discretion of the bank. Terms and conditions apply.

This is for information only. Please note that this does not constitute an offer of any facility by the bank.
Last updated: 14/12/2017
Best Home Loan Package
2 YEARS FIXED HOME LOAN (NEW PURCHASE)
$3,916
(1.65%)
$3,916
(1.65%)
$4,053
(2.05%)
$4,053
(2.05%)
+
 
Interest Rate
Year 1 : Fixed 1.65%
Year 2 : Fixed 1.65%
Year 3 : 1 month SIBOR +1.05%
Year 4 : 1 month SIBOR +1.05%
Year 5 : 1 month SIBOR +1.05%
Remarks
Loan Purpose - New Purchase
For - Private Residential
Minimum Loan Tenure - 5 years
Valuation Fee - Depending on property type

Promotional package is available for a limited period only

Package is subject to change at the Bank's absolute discretion without prior notice. Credit facilities are granted at sole discretion of the bank. Terms and conditions apply.

This is for information only. Please note that this does not constitute an offer of any facility by the bank.
Last updated: 14/12/2017
Please note that the calculator is for illustrative purposes only. Please read Important Notes for more details.

Disclaimer Note: The home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances. You may not qualify for that particular product. Borrowers are advised to have more than one application/option.
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All the best home loan in one place

New Launch and Private EC MoneyIQ makes it easier for home owners to find the best home loan for their purchases. Since 2009, we have been offering a transparent marketplace. Our home loan calculator ranked home loans by costs and never by the fees we received.
To start, simply fill out the form at the top of the page and get the home loan quotes quickly. Then compare home loans by rates, payments, total interests and fixed or floating (SIBOR or Board) rate. Choose the package you like and wait for the banker to contact you.
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