Australia Property – off the plan purchase for Singapore buyers

Posted · Add Comment

Buying a Australia property “off the plan” simply means purchasing a property before its completed. Its somewhat similar to buying a building under construction here in Singapore. Australia – off the plan Typically the purchaser pays a deposit – usually 10% of the purchase price to secure the property and sign a contract for sale. […]

Refinancing Singapore Home Loan

Posted · Add Comment

Why consider refinancing? Are you considering to refinance? Have interest rates fallen? Or do you expect them to go up? Would you like to switch into a different type of mortgage? The answers to these questions will influence your decision to refinance your mortgage. But before deciding, you need to understand all that refinancing involves. […]

Before taking a home loan

Posted · Add Comment

You should consider 1. Shopping around – Shop around and compare packages to find the best deal. Do not be enticed into making hasty decisions based on agent recommendation, time pressure, gifts or special tied up rates offered by bankers in the show flats. 1a. Will I be better off if I use the services […]

Commercial vs residential property

Posted · Add Comment

Investing in a commercial property offers exciting opportunities, most investor tend to stay away from commercial property investment because of lack of understanding in the topic. Commercial property refers to office and retail space and industrial properties like warehouses and factories. Sometimes investing in commercial properties can be quite affordable  sometimes costing less than residential properties. What is the key […]

Co-ownership property investment

Posted · Add Comment

What is co-ownership?  Co-ownership is a way of sharing the ownership of a property between two-or more people – friends, family members or partners. It usually involves the incorporation of a company. For investors, it involves: Pooling your money with others to put down a deposit on a home Combining your credits to get a […]

How to choose a mortgage broker

Posted · Add Comment

Ten years ago there are only a handful of mortgage brokers in Singapore. Today, you will be able to find more than 20 brokers online and they are still expanding. Some are setup by ex-bankers, estate agents, insurance agents and entrepreneurs. With so many choices, how do you choose? What are the roles of mortgage […]

 
 
 
 
 
DMS