when-should-i- refinance-my-mortgage-loan

When Should I Refinance my Mortgage Loan?

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When we own a property and we have a mortgage on that property, refinancing is closing that mortgage and opening a new one. So, when we refer to refinancing a home loan in Singapore, we are actually breaching the old mortgage or contract and we’re pulling up the equity from the house and starting a […]

Compare the Best Home Loans Rates in Singapore

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How to find the best home loan package The best home loan can allow home owners to save money, pay off the home loan faster and reduce rates volatility. What’s the ‘best’ for one borrower might not be the same for another. What is the best home loan? The short answer is there’s no one best […]

Refinancing Singapore Home Loan

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Why consider refinancing? Are you considering to refinance? Have interest rates fallen? Or do you expect them to go up? Would you like to switch into a different type of mortgage? The answers to these questions will influence your decision to refinance your mortgage. But before deciding, you need to understand all that refinancing involves. […]

Before taking a home loan

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You should consider 1. Shopping around – Shop around and compare packages to find the best deal. Do not be enticed into making hasty decisions based on agent recommendation, time pressure, gifts or special tied up rates offered by bankers in the show flats. 1a. Will I be better off if I use the services […]

How to choose a mortgage broker

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Ten years ago there are only a handful of mortgage brokers in Singapore. Today, you will be able to find more than 20 brokers online and they are still expanding. Some are setup by ex-bankers, estate agents, insurance agents and entrepreneurs. With so many choices, how do you choose? What are the roles of mortgage […]