Factors affecting loan repayment

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Most people cannot afford to pay for their property purchase outright with their savings and will usually need a bank loan to finance their purchase. The factors that affect a housing loan are: interest rate, tenure and penalty. Interest Rate Lets look at the table below to see how interest rate will affect your monthly […]

Get the most from your home loan

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Whether you’re a first time home owner or a seasoned property investor, or just looking to refinance to a lower interest rate, we know you will benefit from using our watch list in your search for the most suitable mortgage. At moneyiq, we can help you make the right choice. Show me the maths No […]

Home Loan Types

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There are various home loan packages in the market. Before you sign up for the package, you should use a mortgage calculator as a guide to how much your repayments will be. HDB loan HDB provides housing loans at concessionary interest rate to eligible HDB flat buyers. The HDB concessionary interest rate is pegged at 0.1% […]