What you need to know before you sign your mortgage

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In a competitive housing market like Singapore, it is easy to get lost in the process of finding the perfect property for you and not spend enough time to study and understand your mortgage agreement. Once you find a property that suits your needs and the budget, your real estate agent is likely to rush […]


6 Important Points to take note about Mortgage Refinancing

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With so much instability in the mortgage rates, mortgage refinancing has become a popular option for many homeowners in Singapore. For many Singaporeans, refinancing housing loan in Singapore may sound like a good idea, however, it is not that simple and easy in practice. You have to keep a lot of things in mind before […]

FPAS Article – Wills and Lasting Power of Attorney

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When there is a Will, there is a Way In the movie “My Life”, Michael Keaton starred as a successful corporate high-roller with his wife (Nicole Kidman) expecting their first child. Suddenly, their lives ground to a stop when he was diagnosed with terminal illness and was dying. After picking himself up, Keaton then focused […]

FPAS Article – The Ceiling and the Cliff

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Where Should the Can be Headed? Ever since the historical US’s AAA rating cut by S&P in Aug 2011, investors have been befuddled with a global investment market driven largely by incessant political waggling and confusing economic jargons. In a bid to stem further raising of the US “debt ceiling”, the Budget Control Act required […]

Commercial vs residential property

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Investing in a commercial property offers exciting opportunities, most investor tend to stay away from commercial property investment because of lack of understanding in the topic. Commercial property refers to office and retail space and industrial properties like warehouses and factories. Sometimes investing in commercial properties can be quite affordable  sometimes costing less than residential properties. What is the key […]

Co-ownership property investment

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What is co-ownership?  Co-ownership is a way of sharing the ownership of a property between two-or more people – friends, family members or partners. It usually involves the incorporation of a company. For investors, it involves: Pooling your money with others to put down a deposit on a home Combining your credits to get a […]