Is the Cost of Refinancing Your Home Really Worth It?

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Do not decide to take a singapore refinance housing loan whimsically. It may very well leave you in all kinds of trouble that will last for years. You are needed to take into account a lot of intricate factors, calculate the financial details and then take a wise decision accordingly, about refinancing your home loan or not.


How to Manage Your Housing Loan if Rates Rise

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Interest rates go up and down; there is no other way around it. You don’t want to be caught off guard when interest rates soar. When starting off, it is always a good idea to compare housing loan rates in Singapore, so that you are sure that you are getting the best deal. When faced […]


4 Things to Consider Before Refinancing Your Loan

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When you hear your colleagues at work or friends say that they want to get a better deal for their homes or some extra cash, do you wonder why they are considering refinancing their home loan? Why are they taking up a new mortgage to settle the old one? Wasn’t the initial deal good enough? […]

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Types of Housing Loans in Singapore

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The most popular forms of housing loan packages in Singapore are the fixed rate and floating rate, which are pegged to the Singapore Interbank Offered Rate (SIBOR). However, many housing loan packages come with various lock-in periods ranging from no lock-in to a one-year, two-year or three-year locking. The lock-in period means the amount of […]