when-should-i- refinance-my-mortgage-loan

When Should I Refinance my Mortgage Loan?

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When we own a property and we have a mortgage on that property, refinancing is closing that mortgage and opening a new one. So, when we refer to refinancing a home loan in Singapore, we are actually breaching the old mortgage or contract and we’re pulling up the equity from the house and starting a […]


Things You Need to Know about Housing Loans

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Housing loans are very common in the real estate and finance sectors all over the world. Buying a home can cost a lot of money and there are some of us that cannot afford to lay down all the money at once. Mortgage and loan systems are put in place so that everyone gets the […]

Refinancing Singapore Home Loan

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Why consider refinancing? Are you considering to refinance? Have interest rates fallen? Or do you expect them to go up? Would you like to switch into a different type of mortgage? The answers to these questions will influence your decision to refinance your mortgage. But before deciding, you need to understand all that refinancing involves. […]

Before taking a home loan

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You should consider 1. Shopping around – Shop around and compare packages to find the best deal. Do not be enticed into making hasty decisions based on agent recommendation, time pressure, gifts or special tied up rates offered by bankers in the show flats. 1a. Will I be better off if I use the services […]

How to choose a mortgage broker

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Ten years ago there are only a handful of mortgage brokers in Singapore. Today, you will be able to find more than 20 brokers online and they are still expanding. Some are setup by ex-bankers, estate agents, insurance agents and entrepreneurs. With so many choices, how do you choose? What are the roles of mortgage […]