Frequently Asked Questions about Mortgage

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Finding a house of your dreams and then getting the best mortgage package according to your requirements can be the most hectic and stressful job of your life. You probably have plenty of questions on your mind. Below are some frequently asked question and their answers that potential buyers and mortgage borrowers should ask their […]

Can Refinancing Loans Affect My Credit Score?

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Refinancing simply means swapping out one loan for another. Whenever you are thinking to refinance mortgage loans in Singapore, there are some important things to consider: Can refinancing affect your credit score? Refinancing your home mortgage could be an excellent way to save money, particularly when you are able to get a new interest rate […]

7 Questions You Must Ask Before Refinancing Your Home Loan

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Homeowners in Singapore are wary of the security of their jobs or stability of interest rates. About half of the mortgage packages in the market are floating rates, pegged on the Singapore Interbank Offered Rate (SIBOR) or Swap Offer Rate (SOR) which exacerbates anxieties over changing rates. Often, property owners seek to shift from one […]

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13 Home Loan Terms Explained

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Trying to get a home loan in Singapore can be both exciting and tedious for intending home owners. If you have just began your journey to becoming a home owner, you may be confused with home loan jargon used by mortgage brokers, lenders and other professionals in the property industry. Even before going around comparing […]

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Refinance Home Loan in Singapore

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Are you having trouble repaying your mortgage loan? Do you think the interest rate you are paying is too high? Do you want to shorten the loan term and become debt-free quickly? If your answer to all three questions is yes, then the solution could lie in refinancing your loan. Refinancing meaning trading your loan […]

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Options available if you are unable to repay your mortgage

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Life isn’t always predictable. Everyone has to go through unforeseen ups and downs. Just a few years ago, you may have been in cloud nine after buying your dream home. Today, you may be going through some financial hardships and wondering how to pay off what feels like a billion dollar mortgage. If that is […]

Can I Consolidate My Home Loan with My Other Loans?

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Holding multiples loans concurrently can be troublesome. But you already know that; that’s why you are here. So the question is whether you can consolidate your home loan with your other loans. The short answer is yes, you can. If that sounds like music to your ears, then you really to know about loan consolidation. […]

Should You Refinance Your Home Loan?

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The amazing home loan that you got a few years ago no longer looks so attractive. The interest rate has gone up and it is beginning to feel like a burden. But everywhere you look, you see people enjoying fantastic new rates. Is there anything you can do about it? Yes, there is. The solution […]

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How Can I Change My Mortgage Type?

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Not happy with your mortgage anymore? It happens to a lot of people. There are a huge number of variables influencing financial markets. The beautiful interest rate you got last year may have risen. Your own financial situation may have improved or headed south. One solution is to change your mortgage type. But how can […]

 
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