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Best Home Loans in Singapore

Here are some free tools to help you started

Mortgage Calculators


Progressive Payment Calculator

Help you to estimate the payment for your new property under the progressive payment scheme.


New Purchase Mortgage Calculator

Not sure how much you can borrow? Use this calculator to do an estimate.


Refinance Savings Calculator

Out of lock-in period? Monthly payments increasing? Calculate your savings before your refinance.

Which Home Loan Type Should I Choose?

The type of home loan may affect your monthly payments and interest rate. Here’s a look at the pros and cons of some common loan types.

Fixed Rate

Suitable for:Homeowners who prefer stable payments.

Features:Usually rates are fixed for the first few years. Thereafter it will be a variable rate. Commonly there will be a penalty for partial or full redemption during the lock-in period.


Suitable for:Homeowners who are comfortable with changing payments.

Features:Commonly use rates are 1M or 3M SIBOR. Rate is transparent and can be found in papers. Provide a lot of flexibility in terms of repayment.

Fixed Deposit Rate

Suitable for:Homeowners who prefer some stability in their monthly payments.

Features:Uses the bank’s fixed deposit rate as a benchmark. Rates are priced internally by the respective bank.

Usually there is a lock-in period.

Board Rate

Suitable for:Homeowners who prefer some stability in their monthly payments.

Features:Uses the bank’s board rate as a benchmark. Rates are priced internally.

Read Popular Mortgage Topics

Our Blog Posts


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These are five factors you must consider when you are thinking of purchasing a second property as …


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The mortgage loan approval process is tedious. These are some effective tips and tricks you can use to …


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Fees You May Have to Pay Before Refinancing a Loan
fees for refinance

Before you refinance a housing loan, there are fees and paperwork to be processed in Singapore. These are the costs of refinancing housing loans.


Is the Cost of Refinancing Really Worth It?
cost of refinance

Do not decide to take a singapore refinance housing loan whimsically. It may very well leave you in all kinds of trouble that will last for years.


More Refinance Topics

Understand refinance and its benefits for homeowners


What People Say

“While they might seem like a recent phenomenon, comparison websites here started about a decade ago with sites such as MoneyIQ, which helps people find better mortgages.”

“MoneyIQ.sg is all about helping home owners to find a better mortgage for their new purchase or when refinancing the existing one.”


DBS Home Loan

Enjoy attractive rates when you apply for a DBS Home Loan.

UOB Home Loan

Attractive interest rates and flexible repayment options with UOB Mortgage.

OCBC Home Loan

Different loans for different homes.